For borrowers who want long term fixed rates, the 30 year fixed and 10 year ARM are great products. For borrowers who want very low monthly payments, they may consider the 1 or 3 Year Interest Only Arm product. These products enable you to stay on a fixed rate for an extended period of time (1 or 3) years after which time you can refinance, sell the home or take the adjustable rate option.
Now is the time to take advantage of low interest rates that could save you hundreds of dollars a month, equating to tens, even hundreds, of thousands of dollars over the life of your loan.
Click here to apply for our low rate refinance option or contact us for a free consultation.
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